http://www.pointyou.com/Category/Life-Insurance/57 Life Insurance articles from Insurance Article Directory Rss Follow Up Wed, 19 Nov 2008 19:04:22 -0500 There will be many occasions when a person will require some kind of insurance during his life The best life insurance a person can take advantage of is Term life insurance http://www.pointyou.com/Article/Universal-Life-Insurance----Always-Be-Prepared-For-Unforeseen-Events/6066 Thu, 05 Jun 2008 00:00:00 -0400 http://www.pointyou.com/Article/Universal-Life-Insurance----Always-Be-Prepared-For-Unforeseen-Events/6066 Here are some terms familiar in the life insurance world. If you are looking into purchasing this type of insurance take a moment to learn the vocabulary before you agree to any terms. http://www.pointyou.com/Article/Life-Insurance-Guide-and-Glossary/6035 Tue, 03 Jun 2008 00:00:00 -0400 http://www.pointyou.com/Article/Life-Insurance-Guide-and-Glossary/6035 According to a survey by John Hancock, persons would rather die or go bankrupt that live in a nursing home. Learn about planning ahead so that you or your family members do not end up without choices at end of life. http://www.pointyou.com/Article/Avoid-Nursing-Homes-by-Planning-Ahead/5783 Sun, 25 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Avoid-Nursing-Homes-by-Planning-Ahead/5783 Today Consumers are living in a world of instant information: In the decade of wanting everything completed in minutes, is there any surprise that life insurance companies would create instant issue policies for consumers who want to obtain instant quotes, apply, purchase, pay for and receive instant protection online http://www.pointyou.com/Article/Non-Medical-Term-Life-Insurance--How-To-Buy-Instant-Issue-Coverage-Without-An-Agent/5655 Sat, 17 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Non-Medical-Term-Life-Insurance--How-To-Buy-Instant-Issue-Coverage-Without-An-Agent/5655 Most tobacco users are the first to put off purchasing life insurance because they anticipate the rates being out of reach Insurance companies do consider a smoker to be a higher risk to cancer, respiratory problems, high blood pressure, missed work and death and will rate the insured at standard the majority of the time http://www.pointyou.com/Article/Smokers-And-Life-Insurance--What-You-Know-Can-Save-You-Dough-/5654 Sat, 17 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Smokers-And-Life-Insurance--What-You-Know-Can-Save-You-Dough-/5654 The majority of American households do have some variety of life insurance. But some of us understand how to get the most out of it. Five of the most damaging myths that lead to costly life insurance mistakes... http://www.pointyou.com/Article/Five-Common-Myths-About-Life-Insurance/5650 Sat, 17 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Five-Common-Myths-About-Life-Insurance/5650 In your lifetime you will run across plenty of advertisements that talk about life insurance policies that seem to be a shaky at best This is especially true when it comes to term life insurance no medical exam http://www.pointyou.com/Article/Is-Obtaining-Term-Life-Insurance-With-No-Medical-Exam-Possible-/5626 Fri, 16 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Is-Obtaining-Term-Life-Insurance-With-No-Medical-Exam-Possible-/5626 The term 'Cheap life insurance' is to some extent a difficult statement to define The term can mean that they are the cheapest quotes in their category of cover, but that can mean that it is very expensive but the cheapest available option http://www.pointyou.com/Article/Is-Cheap-Life-Insurance-Really-A-Sensible-Option/5589 Wed, 14 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Is-Cheap-Life-Insurance-Really-A-Sensible-Option/5589 Many people are interested in buying a life insurance Thats because in this complex world full of dangers it is always advisable to have a life insurance so that you and make your life and your loved ones life secure http://www.pointyou.com/Article/Life-Insurance-Toronto---Tips-On-Buying-A-Life-Insurance/5537 Sat, 10 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Life-Insurance-Toronto---Tips-On-Buying-A-Life-Insurance/5537 Every individual in his or her life has a right to think about oneself and about his or her family What if anything happens to you suddenly http://www.pointyou.com/Article/Universal-Life-Insurance----Secure-Your-Future-With-A-Long-Term-Insurance-Policy/5443 Sun, 04 May 2008 00:00:00 -0400 http://www.pointyou.com/Article/Universal-Life-Insurance----Secure-Your-Future-With-A-Long-Term-Insurance-Policy/5443 Due to the fact that market interest rates have been declining over a period of about five years now, the maximum valuation interest rate that can be used to calculate statutory reserves for policies of life insurance is probably going to decrease from the current rate of 45 percent for a long term life insurance contract to about 4 percent http://www.pointyou.com/Article/Life-Insurance-Premiums-Likely-To-Rise-As-Life-Valuation-Rates-Decline/5070 Sun, 13 Apr 2008 00:00:00 -0400 http://www.pointyou.com/Article/Life-Insurance-Premiums-Likely-To-Rise-As-Life-Valuation-Rates-Decline/5070 More and more people are now realizing the value of taking out a life insurance policy You are most probably considering to buy a life insurance policy for the financial protection it should provide for your family if you died before they do http://www.pointyou.com/Article/7-Life-Insurance-Questions-Answered-/5031 Fri, 11 Apr 2008 00:00:00 -0400 http://www.pointyou.com/Article/7-Life-Insurance-Questions-Answered-/5031 Seniors who have yet to put insurance into their retirement plan may find that a small amount of whole life is the best option for protecting a spouse or providing final expenses after they are gone While many people may have already purchased some form of term policy for the protection of a spouse or children much earlier in life, some may find that have little or no protection that will continue until they are older and provide a benefit for their spouse long after a term policy would have terminated http://www.pointyou.com/Article/Why-Seniors-Choose-Whole-Life-Insurance--Over-Term-Life/4948 Wed, 09 Apr 2008 00:00:00 -0400 http://www.pointyou.com/Article/Why-Seniors-Choose-Whole-Life-Insurance--Over-Term-Life/4948 In the United Kingdom alone, there are more than one hundred and fifty insurance companies offering thousands of different term life insurance products Choosing the right term life insurance company, and the right term life insurance product from this variety of products can be somewhat challenging http://www.pointyou.com/Article/How-To-Choose-A-Term-Life-Insurance-Company-If-You-Live-In-The-United-Kingdom/4810 Thu, 03 Apr 2008 00:00:00 -0400 http://www.pointyou.com/Article/How-To-Choose-A-Term-Life-Insurance-Company-If-You-Live-In-The-United-Kingdom/4810 Here follows a basic outlay of why a whole life insurance policy could be the best choice when it comes to choosing life cover for you and your family Just to make sure you know how life insurance works, I would like to give you some basics that coincide with both whole life insurance and term life insurance http://www.pointyou.com/Article/Whole-Life-Insurance-Versus-Term-Life-Insurance/4685 Sat, 29 Mar 2008 00:00:00 -0400 http://www.pointyou.com/Article/Whole-Life-Insurance-Versus-Term-Life-Insurance/4685 Term life insurance provides a great amount of protection against the death of an individual, but only for a given period of time This is one of the best possibilities for insurance coverage if you are simply looking for coverage on a short term basis for your family http://www.pointyou.com/Article/Five-Features-You-May-Not-Be-Familiar-With-Regarding-Term-Life-Insurance/4613 Tue, 25 Mar 2008 00:00:00 -0400 http://www.pointyou.com/Article/Five-Features-You-May-Not-Be-Familiar-With-Regarding-Term-Life-Insurance/4613 Today's' savvy consumers with their busy, on the run lifestyles may not find it possible to commit to an appointment with an insurance agent for basic mortgage protection or term life insurance Even though every married couple or family should have some basic form of protection in place to cover against a tragic loss or sickness, many avoid putting it on the top of the to-do list due to simple inconvenience http://www.pointyou.com/Article/New-Technologies-Simplify-The-Way-Consumers-Purchase-Term-Life-Insurance-/4151 Sat, 01 Mar 2008 00:00:00 -0500 http://www.pointyou.com/Article/New-Technologies-Simplify-The-Way-Consumers-Purchase-Term-Life-Insurance-/4151 A brief look at some of the mystery illnesses that can have an impact on the cost of life cover. http://www.pointyou.com/Article/How-Does-Life-Insurance-Cope-With-Mystery-Illnesses/4150 Sat, 01 Mar 2008 00:00:00 -0500 http://www.pointyou.com/Article/How-Does-Life-Insurance-Cope-With-Mystery-Illnesses/4150 Smokers and the overweight are seeing increased life insurance prices The insurance industry is penalizing these people with higher costs of cover http://www.pointyou.com/Article/Insurers-Sting-Obese-And-Smokers/3871 Mon, 18 Feb 2008 00:00:00 -0500 http://www.pointyou.com/Article/Insurers-Sting-Obese-And-Smokers/3871 The purpose of term life insurance is to protect a person and their family from various disasters and financial burdens There are a variety of different types of insurance, including the most basic and the most necessary which is life insurance http://www.pointyou.com/Article/Is-Term-Life-Insurance-Part-Of-Financial-Planning-/3818 Sat, 16 Feb 2008 00:00:00 -0500 http://www.pointyou.com/Article/Is-Term-Life-Insurance-Part-Of-Financial-Planning-/3818 A look at how the premature onset of puberty can have an effect on adult health and life insurance. http://www.pointyou.com/Article/What-Is-Happening-To-Our-Children/3397 Wed, 30 Jan 2008 00:00:00 -0500 http://www.pointyou.com/Article/What-Is-Happening-To-Our-Children/3397 A look at the new health screening facilities available and what still needs to be done regarding the nations health. http://www.pointyou.com/Article/New-Health-Research-And-Its-Effects-On-Life-Insurance/3182 Sun, 20 Jan 2008 00:00:00 -0500 http://www.pointyou.com/Article/New-Health-Research-And-Its-Effects-On-Life-Insurance/3182 A look a the casualties caused by annual pilgrimages and how life insurance has a bearing on it. http://www.pointyou.com/Article/Is-Life-Insurance-A-Matter-Of-Faith-/3022 Tue, 08 Jan 2008 00:00:00 -0500 http://www.pointyou.com/Article/Is-Life-Insurance-A-Matter-Of-Faith-/3022 A look at the effect of holiday binge drinking on life insurance claims. http://www.pointyou.com/Article/New-Year-Life-Insurance/2975 Fri, 04 Jan 2008 00:00:00 -0500 http://www.pointyou.com/Article/New-Year-Life-Insurance/2975 Will future advances in cryogenics affect life insurance payouts? http://www.pointyou.com/Article/Life-Insurance-Is-Frozen/2843 Tue, 25 Dec 2007 00:00:00 -0500 http://www.pointyou.com/Article/Life-Insurance-Is-Frozen/2843